Look at your options yourself, then talk to one licensed agency. Your info is never sold to 10 different companies: it goes only to Private Market Health and is never resold. No SSN, no medical history, about 60 seconds.
Compare off-exchange PPO and major-medical plans from private and association programs, with national networks like Cigna, Aetna or PHCS where available. Many are medically underwritten: price and approval depend on the carrier's application, not on this site.
Missed open enrollment? Some private plans accept applications any month. A licensed agent explains which ones you can apply for now and when a Marketplace special enrollment period may be better.
For freelancers, gig workers and owners who earn too much for subsidies. Compare private plans, HSA-eligible options and whether a small-group plan makes sense.
Retired before 65? Compare private plans, COBRA and Marketplace options to bridge the gap until Medicare.
Leaving a job? Compare your COBRA cost with private and Marketplace options before your election window closes.
Temporary coverage for a gap between plans. Short-term plans are not comprehensive coverage and may exclude pre-existing conditions.
Group health for businesses with roughly 2–50 employees. Send a census to the agent and get quotes from the carriers you want compared.
Lead-generation sites often sell the same request to several agents and call centers, so your phone rings all day. Here, each request goes to one licensed agency only.
We do not sell, rent or share your request with other brokers, call centers or lead buyers. Ever.
Read about the plan types yourself. No SSN or medical history is needed to request a call.
Private Market Health is an independent, licensed health insurance agency that helps people compare private PPO, HSA, short-term and small-group plans. When you request a call here, only Private Market Health receives your request.
This site is an independent matching service operated by H7E Labs and is not owned by Private Market Health. Agents are licensed in the states where they sell; you can verify any agent on your state insurance department's website.
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Only Private Market Health, a licensed health insurance agency. I Need Private Health Insurance is an independent matching service; it passes your request to Private Market Health and to no one else.
No. This service helps you compare private, off-exchange plans with a licensed agent. If you may qualify for premium tax credits, Marketplace plans can cost less, and the agent should compare them with you. You can also go to HealthCare.gov or call 1-800-318-2596.
Often, yes. Some private and association-based plans accept applications any month. Marketplace plans need open enrollment or a special enrollment period, such as after losing coverage or moving.
The carrier asks health questions on its application and may decline or price coverage based on the answers. Those questions are part of the carrier's application, never on this site.
No. To request a call we only need your state, who needs coverage, the age range of the oldest person, your current coverage and your contact details.
No. Unlike lead-generation sites that sell one request to many buyers, your request goes only to Private Market Health and is never resold, rented or shared with other brokers.
They are limited, temporary coverage, not comprehensive. They may exclude pre-existing conditions, are not sold in every state, and have limits on how long they last.
Reply STOP to any text or tell the agent. You can withdraw consent at any time, and marketing calls and texts stop promptly.